· Respect for the communities we work with and serve.

· Integrity in our actions.

· Responsibility for our decisions and their consequences.

· We are committed to:

Acting honestly, truthfully and with integrity in all our transactions and dealings.
Avoiding conflicts of interest.
Appropriately handling actual or apparent conflicts of interest in our relationships.
Treating our members fairly and with dignity and respect.
Being a good corporate citizen and complying with both the spirit and the letter of the law.
Acting responsibly toward the communities in which we work and for the benefit of the communities that we serve.
Being responsible, transparent and accountable for all of our actions.